Tuesday, January 15, 2008
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Thursday, January 3, 2008
What To Do With Your Old Car?
What To Do With Your Old Car?
You can keep it, sell it or trade it in. You will receive the best price for your car if you sell it yourself, but it requires a lot of work on your part. You can visit the following web sites for some help.
kbb.com, edmunds.com, nada.com
The above web sites help you research the prices and give you an idea for how much your car is worth. Once you know the value of your car, you can place an ad in your local newspaper, or on the Internet. Some popular web sites that you can sell your car on are:
ebaymotors.com, yahoo.com
Make sure that you have the car cleaned and detailed by a detail shop. The $75 or $100 detailing can only help in bringing a higher value for your car.
If you don't have the time and need to get rid of your car immediately you can trade it in and have the dealership offer you the wholesale price. Keep in mind that the dealer needs to perform any necessary cleaning or repairs on your used car before selling it at a profit.
About the author:
Copyright © 2005 AutoDiscover. All rights reserved. Ali Moazami owns and operates an auto consulting firm. The company was established to change the way the consumers buy and lease their cars by providing unbiased advice. For more information visit: http://www.autodiscover.com
Written by: Ali Moazami
You can keep it, sell it or trade it in. You will receive the best price for your car if you sell it yourself, but it requires a lot of work on your part. You can visit the following web sites for some help.
kbb.com, edmunds.com, nada.com
The above web sites help you research the prices and give you an idea for how much your car is worth. Once you know the value of your car, you can place an ad in your local newspaper, or on the Internet. Some popular web sites that you can sell your car on are:
ebaymotors.com, yahoo.com
Make sure that you have the car cleaned and detailed by a detail shop. The $75 or $100 detailing can only help in bringing a higher value for your car.
If you don't have the time and need to get rid of your car immediately you can trade it in and have the dealership offer you the wholesale price. Keep in mind that the dealer needs to perform any necessary cleaning or repairs on your used car before selling it at a profit.
About the author:
Copyright © 2005 AutoDiscover. All rights reserved. Ali Moazami owns and operates an auto consulting firm. The company was established to change the way the consumers buy and lease their cars by providing unbiased advice. For more information visit: http://www.autodiscover.com
Written by: Ali Moazami
Cheap Auto Insurance Companies in Arizona
If you're looking for cheap auto insurance companies here in Arizona then there's good news for you. Not only are there several cheap auto insurance companies operating in the state but they are easy to find if you know the right trick.
Let's start by looking at the cheapest auto insurance that you can legally buy in Arizona - a 15/30/10 basic liability policy.
This basic liability policy pays a maximum of $15,000 to cover the medical costs of any one individual who is injured in an accident with your vehicle. It pays a maximum of $30,000 to cover the medical costs if two or more people are hurt in the same accident and it pays a maximum of $10,000 to cover all property damage cause by the accident. Property damage normally refers to the repair of the other person's vehicle, but it can also include other damaged property.
If you buy this cheap auto insurance you are taking a risk. You are gambling that the medical costs of any individual hurt in an accident with your car will not exceed $15,000 and you are gambling that the total medical bills of everyone in the other vehicle will not exceed $30,000. Finally you are gambling that the cost of repairing the other person's vehicle will not exceed $10,000.
If you lose any of those gambles - which it is easy to do in even a medium-sized accident - then YOU could be held liable for paying any difference out of your own pocket or purse. This could mean that you would be forced to spend your entire life savings or even be forced to sell your home to pay the unpaid bills.
You should also be aware that a basic liability policy pays NOTHING for your medical bills or for the medical bills of any passenger in your vehicle at the time of an accident, and a liability policy pays NOTHING toward repairing your vehicle following an accident.
But regardless of which type of auto insurance you decide upon, you will save the most money - by far! - if you buy your insurance online. Online insurance sellers have almost no overhead costs and so they can pass tremendous savings along to you.
One last trick for getting your auto insurance at the lowest possible price: make your price comparisons on more than one of the price comparison websites rather than relying on the prices you find when you look at just one site.
My Recommended Sites:
My #1 Recommendation For Cheap Auto Insurance Companies in Arizona
Affordable Auto/Car Insurance In Arizona
By Alexis Jensen
Let's start by looking at the cheapest auto insurance that you can legally buy in Arizona - a 15/30/10 basic liability policy.
This basic liability policy pays a maximum of $15,000 to cover the medical costs of any one individual who is injured in an accident with your vehicle. It pays a maximum of $30,000 to cover the medical costs if two or more people are hurt in the same accident and it pays a maximum of $10,000 to cover all property damage cause by the accident. Property damage normally refers to the repair of the other person's vehicle, but it can also include other damaged property.
If you buy this cheap auto insurance you are taking a risk. You are gambling that the medical costs of any individual hurt in an accident with your car will not exceed $15,000 and you are gambling that the total medical bills of everyone in the other vehicle will not exceed $30,000. Finally you are gambling that the cost of repairing the other person's vehicle will not exceed $10,000.
If you lose any of those gambles - which it is easy to do in even a medium-sized accident - then YOU could be held liable for paying any difference out of your own pocket or purse. This could mean that you would be forced to spend your entire life savings or even be forced to sell your home to pay the unpaid bills.
You should also be aware that a basic liability policy pays NOTHING for your medical bills or for the medical bills of any passenger in your vehicle at the time of an accident, and a liability policy pays NOTHING toward repairing your vehicle following an accident.
But regardless of which type of auto insurance you decide upon, you will save the most money - by far! - if you buy your insurance online. Online insurance sellers have almost no overhead costs and so they can pass tremendous savings along to you.
One last trick for getting your auto insurance at the lowest possible price: make your price comparisons on more than one of the price comparison websites rather than relying on the prices you find when you look at just one site.
My Recommended Sites:
My #1 Recommendation For Cheap Auto Insurance Companies in Arizona
Affordable Auto/Car Insurance In Arizona
By Alexis Jensen
What You Need To Know To Keep Your Dog Safe In Your Car
Man's Best Friend is a great companion around the home, but Rover will love joining you on road trips - short or long - as well. If you've tried taking your dog along in the car before and met with bad results, don't give up. It might take a little longer to help your pet feel comfortable after a bad experience, but you can train your dog to ride quietly in the car. It requires foresight and patience on your part, but the rewards are worth it.
What kind of personality does your dog have? Is she a confident, mellow pooch or a high-energy, somewhat fearful animal? Consider, too, your relationship with your dog. Does she see you as the pack leader and obey your commands? Both of these factors have an impact on how much work you'll need to do before the two of you hit the road. A dog that is calm by nature and obedient will more quickly adjust to sitting still in a moving vehicle. On the other hand, a "hyper" animal that doesn't respond to basic obedience commands requires specific training to ensure her (and your) safety in the car.
Remember not to shout at Rover if she does something wrong - this will only upset her and may make her misbehave even more.
An uncontrolled animal is a serious car accident waiting to happen. It is important to keep your dog confined to one area of the car. This might be the back of a truck or SUV, a kennel, or simply sitting on the seat, secured by a safety harness designed for use in cars. If you plan on using a safety harness, introduce it to your dog outside of the car. Let her sniff and otherwise investigate it. Drape it over her and praise her when she stands quietly. If she shakes it off and runs, try again using treats and only placing it against her so she gets the feel of it.
Once she accepts having it placed over her, let her wear it while you take walks or sitting in her kennel. Be sure to give her treats and verbal praise whenever you put the safety harness on her. Make sure you have her favorite toy in the car, and a trusted human friend sitting beside her will help relax her too. You want your dog to associate the car with positive things.
The same holds true for car rides in general. If the only time your dog rides in the car is to go to the vet's surgery she'll associate the car with an unpleasant experience. Let Rover sit in the car while it is parked to let her get used to sitting in the car. Once your dog is used to sitting in a confined space, take her for short rides. If she has gotten carsick in the past, drive slowly along as straight a path as possible. Take her for a ride at least once a day, slowly increasing the distance and speed. Talk to her in a happy voice as you go, and give her a treat before you take her out, so she connects the car ride to something yummy.
The sight of a dog with her head out the car window, nose in the wind, makes just about everyone smile. Smell is your dog's best sense. With the window down, she's picking up all kinds of new, interesting smells. This stimulating experience is fine at slow speeds for short distances, be careful about letting your dog make it a habit. While dogs love the feel of the wind in their noses, dust and debris can cause respiratory problems.
If you can ensure that your dog is safe, and enjoying herself, in the car, you will find that going for a drive with your best friend will enhance both your life, and Rover's, too.
About the Author
Best Pet Health Information http://www.best-pet-health.info is a resource which will help you find infomation, hints and tips to keep your dog happy and healthy.
Written by: Niall Kennedy
What kind of personality does your dog have? Is she a confident, mellow pooch or a high-energy, somewhat fearful animal? Consider, too, your relationship with your dog. Does she see you as the pack leader and obey your commands? Both of these factors have an impact on how much work you'll need to do before the two of you hit the road. A dog that is calm by nature and obedient will more quickly adjust to sitting still in a moving vehicle. On the other hand, a "hyper" animal that doesn't respond to basic obedience commands requires specific training to ensure her (and your) safety in the car.
Remember not to shout at Rover if she does something wrong - this will only upset her and may make her misbehave even more.
An uncontrolled animal is a serious car accident waiting to happen. It is important to keep your dog confined to one area of the car. This might be the back of a truck or SUV, a kennel, or simply sitting on the seat, secured by a safety harness designed for use in cars. If you plan on using a safety harness, introduce it to your dog outside of the car. Let her sniff and otherwise investigate it. Drape it over her and praise her when she stands quietly. If she shakes it off and runs, try again using treats and only placing it against her so she gets the feel of it.
Once she accepts having it placed over her, let her wear it while you take walks or sitting in her kennel. Be sure to give her treats and verbal praise whenever you put the safety harness on her. Make sure you have her favorite toy in the car, and a trusted human friend sitting beside her will help relax her too. You want your dog to associate the car with positive things.
The same holds true for car rides in general. If the only time your dog rides in the car is to go to the vet's surgery she'll associate the car with an unpleasant experience. Let Rover sit in the car while it is parked to let her get used to sitting in the car. Once your dog is used to sitting in a confined space, take her for short rides. If she has gotten carsick in the past, drive slowly along as straight a path as possible. Take her for a ride at least once a day, slowly increasing the distance and speed. Talk to her in a happy voice as you go, and give her a treat before you take her out, so she connects the car ride to something yummy.
The sight of a dog with her head out the car window, nose in the wind, makes just about everyone smile. Smell is your dog's best sense. With the window down, she's picking up all kinds of new, interesting smells. This stimulating experience is fine at slow speeds for short distances, be careful about letting your dog make it a habit. While dogs love the feel of the wind in their noses, dust and debris can cause respiratory problems.
If you can ensure that your dog is safe, and enjoying herself, in the car, you will find that going for a drive with your best friend will enhance both your life, and Rover's, too.
About the Author
Best Pet Health Information http://www.best-pet-health.info is a resource which will help you find infomation, hints and tips to keep your dog happy and healthy.
Written by: Niall Kennedy
What You Need to Know When Shopping for a Car Cover
If you store your vehicle outside, for any period of time, you should consider getting a good quality car cover to protect it from the elements. The right cover can protect your car from UV rays, dirt or just from people and animals walking by it. Use these tips to help you find the right cover for your car.
The material that the cover is made from is important also. It needs to be breathable, if the cover holds in moisture it will have dire consequences on your paint. The cover is not supposed to be waterproof, it should, however, dry out quickly after a rain, so that the rain spots are minimal on the paint finish.
Before you place the perfect cover that you have found on your car, make sure it is clean. A dirty car will be scratched and scuffed no matter what quality cover you put on it. However, having a clean car to start with will help to ensure a well-protected car through the long months in storage.
If purchase price is not an issue, then it be might be wise to consider a custom-made car cover. This will ensure that the cover doesn't blow away in a strong wind, will have elastic in all the right spots, can have extra layers of protection built in. The custom cover can even be made in a color to match your car or with some custom embroidery that is just for you.
While looking for a car cover for your vehicle, keep in mind that quality is a factor in this purchase. The better the quality, the better the cover will protect your investment. Look for a cover that is made specifically for your type of car. Many car cover manufacturers offer a variety of pre-made covers for most types of cars. The cover does not need to be custom made for your vehicle, just made for your specific kind of car.
About the author:
John Mancini has been writing about car covers online and offline for a long time. Visit http://carcoverscenter.com or http://carcoversinfo.com to read more about matters like car seat covers and car covers.
Written by: John Mancini
The material that the cover is made from is important also. It needs to be breathable, if the cover holds in moisture it will have dire consequences on your paint. The cover is not supposed to be waterproof, it should, however, dry out quickly after a rain, so that the rain spots are minimal on the paint finish.
Before you place the perfect cover that you have found on your car, make sure it is clean. A dirty car will be scratched and scuffed no matter what quality cover you put on it. However, having a clean car to start with will help to ensure a well-protected car through the long months in storage.
If purchase price is not an issue, then it be might be wise to consider a custom-made car cover. This will ensure that the cover doesn't blow away in a strong wind, will have elastic in all the right spots, can have extra layers of protection built in. The custom cover can even be made in a color to match your car or with some custom embroidery that is just for you.
While looking for a car cover for your vehicle, keep in mind that quality is a factor in this purchase. The better the quality, the better the cover will protect your investment. Look for a cover that is made specifically for your type of car. Many car cover manufacturers offer a variety of pre-made covers for most types of cars. The cover does not need to be custom made for your vehicle, just made for your specific kind of car.
About the author:
John Mancini has been writing about car covers online and offline for a long time. Visit http://carcoverscenter.com or http://carcoversinfo.com to read more about matters like car seat covers and car covers.
Written by: John Mancini
Which Car Should You Own To Keep Your Insurance Rates Most Affordable?
Do you consider the cost of insurance before you buy your dream car? You should. The Highway Loss Data Institute analyzes the cost to insurance companies from theft, collision, and injury claims as they relate to cars. They look at the color of the cars, how many doors they have, and even break them down type.
The Highway Loss Data Institute is a nonprofit public service organization. It is closely associated with and funded through the Insurance Institute for Highway Safety, which is wholly supported by auto insurers. HLDI gathers, processes, and publishes data on the ways losses vary among different kinds of vehicles. http://www.iihs.org/vehicle_ratings/ictl/ictl.htm
4- Door cars have a 93% less chance of having a claim related to theft than their sibling 2-Door cars. Buy a Buick LeSabre and have relatively no chance of a theft loss. Compare that to the convertible Chevrolet Corvette that has over 5 times the average theft rate. You may have known that. However, did you know that the Toyota Celica has a 67% higher chance of theft than the Toyota Camry?
In addition, even though the 2002 Lexus IS 300 gets a "best pick" rating from the Insurance Institute for Highway Safety for its performance on crash tests, previous years' models of the same car are some of the most costly in terms of collision claims. "One of the factors that come into play there is the cost of repairing an expensive vehicle," says Russ Rader, with the Insurance Institute for Highway Safety.
What about safety? You may be surprised at some of the results. For example, the Porsche 911 has a 67% less chance for injury claims than the norm. Go figure. The Mitsubishi Lancer has almost double the injury claim rate over the norm.
Where does you car fit for injury theft and collision? What about your dream car? Take a look at this run down based on 2000-2002 HLDI data:
Models that are among the most expensive for theft claims include:
Cadillac Escalade four-wheel drive
Chevrolet Corvette Convertible
Lincoln Navigator four-wheel drive
Jeep Cherokee four-door
BMW 3 series Convertible
Models that are among the least expensive for theft claims include:
Buick LeSabre
Buick Park Avenue
Volvo V70 Station Wagon
Mercury Grand Marquis four-door
Models that are among the most expensive for injury claims include:
Suzuki Esteem four-door
Kia Rio four-door
Mitsubishi Mirage two-door
Kia Sepectra four-door
Models that are among the least expensive for injury claims include:
GMC Sierra 2500 two-wheel drive
Chevrolet Silverado 2500
GMC Yukon XL 1500 four-wheel drive
GMC Sierra 2500 four-wheel drive
Chevrolet Tahoe two-wheel drive
Models that are among the most expensive for collision claims include:
Subaru Impreza WRX four-wheel drive four-door
Lexus IS 300 4 door
Hyundai Tiburon two-door
Porsche 911 Coupe
Acura RSX
Models that are among the least expensive for collision claims include:
Ford Excursion two-wheel drive
GMC Safari four-wheel drive
GMC Sierra 2500
GMC Yukon XL 1500 four-wheel drive
Source: The Highway Loss Data Institute
Visit http://www.carinsurance.com For Affordable Car Insurance
About the Author
Jon Register is a representative of CarInsurance.com. You can visit CarInsurance.com at http://www.carinsurance.com or contact them at 1-877-327-8728.
CarInsurance.com offers the ability to shop for car insurance online. Consumers can receive quotes from many insurance companies, in some states you are able to purchase your insurance instantly, online. You don't have to drive your car to buy car insurance. Buy online...anytime!
Written by: Jon Register
The Highway Loss Data Institute is a nonprofit public service organization. It is closely associated with and funded through the Insurance Institute for Highway Safety, which is wholly supported by auto insurers. HLDI gathers, processes, and publishes data on the ways losses vary among different kinds of vehicles. http://www.iihs.org/vehicle_ratings/ictl/ictl.htm
4- Door cars have a 93% less chance of having a claim related to theft than their sibling 2-Door cars. Buy a Buick LeSabre and have relatively no chance of a theft loss. Compare that to the convertible Chevrolet Corvette that has over 5 times the average theft rate. You may have known that. However, did you know that the Toyota Celica has a 67% higher chance of theft than the Toyota Camry?
In addition, even though the 2002 Lexus IS 300 gets a "best pick" rating from the Insurance Institute for Highway Safety for its performance on crash tests, previous years' models of the same car are some of the most costly in terms of collision claims. "One of the factors that come into play there is the cost of repairing an expensive vehicle," says Russ Rader, with the Insurance Institute for Highway Safety.
What about safety? You may be surprised at some of the results. For example, the Porsche 911 has a 67% less chance for injury claims than the norm. Go figure. The Mitsubishi Lancer has almost double the injury claim rate over the norm.
Where does you car fit for injury theft and collision? What about your dream car? Take a look at this run down based on 2000-2002 HLDI data:
Models that are among the most expensive for theft claims include:
Cadillac Escalade four-wheel drive
Chevrolet Corvette Convertible
Lincoln Navigator four-wheel drive
Jeep Cherokee four-door
BMW 3 series Convertible
Models that are among the least expensive for theft claims include:
Buick LeSabre
Buick Park Avenue
Volvo V70 Station Wagon
Mercury Grand Marquis four-door
Models that are among the most expensive for injury claims include:
Suzuki Esteem four-door
Kia Rio four-door
Mitsubishi Mirage two-door
Kia Sepectra four-door
Models that are among the least expensive for injury claims include:
GMC Sierra 2500 two-wheel drive
Chevrolet Silverado 2500
GMC Yukon XL 1500 four-wheel drive
GMC Sierra 2500 four-wheel drive
Chevrolet Tahoe two-wheel drive
Models that are among the most expensive for collision claims include:
Subaru Impreza WRX four-wheel drive four-door
Lexus IS 300 4 door
Hyundai Tiburon two-door
Porsche 911 Coupe
Acura RSX
Models that are among the least expensive for collision claims include:
Ford Excursion two-wheel drive
GMC Safari four-wheel drive
GMC Sierra 2500
GMC Yukon XL 1500 four-wheel drive
Source: The Highway Loss Data Institute
Visit http://www.carinsurance.com For Affordable Car Insurance
About the Author
Jon Register is a representative of CarInsurance.com. You can visit CarInsurance.com at http://www.carinsurance.com or contact them at 1-877-327-8728.
CarInsurance.com offers the ability to shop for car insurance online. Consumers can receive quotes from many insurance companies, in some states you are able to purchase your insurance instantly, online. You don't have to drive your car to buy car insurance. Buy online...anytime!
Written by: Jon Register
Cheap Auto Insurance in Arizona
Many drivers in Arizona pay a lot more for their auto insurance than they have to. If you're looking for super cheap auto insurance then keep reading because I'm going to reveal not only the cheapest auto insurance available here in Arizona, but I'll also tell you how you can get this low-cost insurance at an even LOWER rate than most other people.
Every state offers its citizens a cheap form of car insurance known as a basic liability policy. Every state determines the lowest amount of coverage that is allowable for its citizens to purchase and still drive 100% legally. Here in Arizona the cheapest auto insurance you are legally allowed to buy is what is called a 15/30/10 basic liability policy.
This policy has a top payout of $15,000 for the medical expenses of any one individual who is hurt in an accident with your vehicle. It has a maximum payout of $30,000 to pay the medical bills of everyone who is hurt in the same accident with your vehicle and it pays a maximum of $10,000 to pay for any property damage your vehicle caused in an accident. Property damage typically refers to the repair of the other person's vehicle after an accident, but it can also include other property that was damaged.
There are some risks in buying a basic liability policy. It is very possible that in even a moderately-sized accident there could be medical bills exceeding $15,000 for an individual and medical costs considerably in excess of $30,000 for everyone involved in an accident. Also, some modern vehicles can hardly have a fender replaced for $10,000, let alone have any sort of major repairs for that price.
What does that mean for you? It means that it is possible for you to buy a basic liability policy and still be on the hook for a considerable amount of unpaid medical bills and/or unpaid property damage claims. If that were to happen you could be forced to spend your entire life savings to pay those unpaid bills, and it is even possible that you could be forced to sell your home to pay for them.
Also, a basic liability policy doesn't pay anything for your medical bills or for the medical needs of anyone who is in your vehicle at the time of an accident. A liability policy also pays ZERO toward the repair of your vehicle following an accident.
No matter what type of auto insurance you need, however, you can save even more on it if you purchase your policy online. And you can save even more when you purchase your policy online if you compare prices on more than one of the websites that encourage you to compare auto insurance prices in Arizona.
Once you've made all of your online price comparisons, all you have to do is to pick the lowest price you've found and you've done it - you've saved as much money as you possibly can on your auto insurance each and every month.
My Recommended Sites:
My Top #1 Recommendation For Cheap Auto Insurance in Arizona
Affordable Auto/Car Insurance In Arizona
Every state offers its citizens a cheap form of car insurance known as a basic liability policy. Every state determines the lowest amount of coverage that is allowable for its citizens to purchase and still drive 100% legally. Here in Arizona the cheapest auto insurance you are legally allowed to buy is what is called a 15/30/10 basic liability policy.
This policy has a top payout of $15,000 for the medical expenses of any one individual who is hurt in an accident with your vehicle. It has a maximum payout of $30,000 to pay the medical bills of everyone who is hurt in the same accident with your vehicle and it pays a maximum of $10,000 to pay for any property damage your vehicle caused in an accident. Property damage typically refers to the repair of the other person's vehicle after an accident, but it can also include other property that was damaged.
There are some risks in buying a basic liability policy. It is very possible that in even a moderately-sized accident there could be medical bills exceeding $15,000 for an individual and medical costs considerably in excess of $30,000 for everyone involved in an accident. Also, some modern vehicles can hardly have a fender replaced for $10,000, let alone have any sort of major repairs for that price.
What does that mean for you? It means that it is possible for you to buy a basic liability policy and still be on the hook for a considerable amount of unpaid medical bills and/or unpaid property damage claims. If that were to happen you could be forced to spend your entire life savings to pay those unpaid bills, and it is even possible that you could be forced to sell your home to pay for them.
Also, a basic liability policy doesn't pay anything for your medical bills or for the medical needs of anyone who is in your vehicle at the time of an accident. A liability policy also pays ZERO toward the repair of your vehicle following an accident.
No matter what type of auto insurance you need, however, you can save even more on it if you purchase your policy online. And you can save even more when you purchase your policy online if you compare prices on more than one of the websites that encourage you to compare auto insurance prices in Arizona.
Once you've made all of your online price comparisons, all you have to do is to pick the lowest price you've found and you've done it - you've saved as much money as you possibly can on your auto insurance each and every month.
My Recommended Sites:
My Top #1 Recommendation For Cheap Auto Insurance in Arizona
Affordable Auto/Car Insurance In Arizona
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